Cash offer vs. listing a house that needs work
A cash offer gets you a lower price but no repairs, no showings and a closing in weeks. Listing can get a higher price but costs you repairs, commission and time. For houses in between, our Fix & List option splits the difference. Here is how the three compare.
| As-Is Cash Offer | Fix & List | Traditional Listing | |
|---|---|---|---|
| Repairs before selling | None | We pay for and manage them | Usually, or a lower price |
| Showings | None | Yes, once updated | Yes |
| Commission | None | Paid from the sale | Paid from the sale |
| Typical time to close | 7–30 days | 2–4 months | 1–3 months, longer if it needs work |
| Buyer financing risk | None | Some | Some to high for houses that need work |
| Price | Lowest | Higher | Highest if the house is in good shape |
| Best for | Major repairs, tight timelines | Light to moderate updates | Move-in-ready houses |
If your house is already in good shape and you want top dollar, a traditional listing with a good local agent is probably your best move — and we will tell you that.